foreign buyers' guide

Buying Property in the Philippines with Clarity and Confidence

This guide is designed for overseas Filipinos and foreign nationals considering property ownership in Cebu
and Leyte. It explains what is allowed, how the process works, and how risks are managed when purchasing from abroad.

Our role is to provide structure, transparency, and informed guidance before any decision is made.

This page is intended for

• Overseas Filipinos purchasing homes or investment properties in their

home provinces

• Foreign nationals acquiring condominium units or long-term lease

residences

• Retirees and long-stay residents planning to settle outside Metro Manila

• Buyers who value legality, process discipline, and long-term viability.

If you are seeking speculative or short-term flipping opportunities, this advisory approach may not be suitable.

Understanding Ownership Rules

Foreign nationals may legally own condominium units in the Philippines, subject to specific conditions.

What is allowed

Ownership of condominium units in buildings where foreign ownership does not exceed 40 percent of total units
Long-term leases on land, subject to Philippine law and contract structure.

What is not allowed

•Direct ownership of land by foreign nationals.

Overseas Filipinos retain the same property ownership rights as Philippine citizens.

Ownership eligibility is verified before any property is presented.

A Structured Timeline

Purchasing property from abroad requires a clear sequence of steps.

Typical process

1. Initial consultation to assess goals, eligibility, and preferred locations
2. Property shortlisting based on suitability and ownership rules after

viewing
3. Reservation and documentation review
4. Contract signing and payment

Get in Touch

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